PENLANCO
Federal • Lancaster, Pennsylvania • Est. 1938
Quick Facts
- Charter Number
- #2834
- Type
- Federal
- Established
- 1938
- Headquarters
- Lancaster, Pennsylvania 17601
- Address
- 20E East Roseville Rd
- Branches
- 1
- Members
- 1,716
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,716 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PENLANCO |
|---|---|
| Total Assets | $27.4M |
| Members | 1,716 |
| Loans Outstanding | $16.8M |
| Shares & Deposits | $24.0M |
| Net Worth | $3.3M |
| Net Worth Ratio | 12.08% |
| Loan-to-Share Ratio | 69.9% |
| Delinquency Rate | 0.38% |
| Net Income | +$90,096 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Penlanco Federal Credit Union
Main Office20E E Roseville Rd
Lancaster, PA 17601-3871
Who Can Join PENLANCO?
Membership Type: Community
Membership eligibility for PENLANCO may vary. Contact the credit union directly to confirm qualification requirements.
Contact PENLANCO directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Pennsylvania RankingsFrequently Asked Questions
Yes. PENLANCO is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PENLANCO has 1,716 members and a potential membership field of 9,251 people.
PENLANCO's net worth ratio is 12.08% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.1%, PENLANCO meets this threshold.
PENLANCO operates 1 branch location. The main office is located at 20E E Roseville Rd, Lancaster, PA 17601-3871.
PENLANCO was established in 1938. It is a federal credit union chartered under charter number 2834. The institution has been serving members for 88 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PENLANCO. All financial data is for informational purposes only.