PENN
Federal • Philadelphia, Pennsylvania • Est. 1970
Quick Facts
- Charter Number
- #20207
- Type
- Federal
- Established
- 1970
- Headquarters
- Philadelphia, Pennsylvania 19104-3415
- Address
- 3131 Walnut St
- Branches
- 2
- Members
- 6,645
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
6,645 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PENN |
|---|---|
| Total Assets | $54.5M |
| Members | 6,645 |
| Loans Outstanding | $18.6M |
| Shares & Deposits | $39.8M |
| Net Worth | $13.2M |
| Net Worth Ratio | 24.16% |
| Loan-to-Share Ratio | 46.7% |
| Delinquency Rate | 1.84% |
| Net Income | +$333,094 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
Penn Federal Credit Union
Main Office3131 Walnut St
Philadelphia, PA 19104-3415
Penn Federal Credit Union
829 Spruce St
Philadelphia, PA 19107
Who Can Join PENN?
Membership Type: Community
Membership eligibility for PENN may vary. Contact the credit union directly to confirm qualification requirements.
Contact PENN directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Pennsylvania RankingsFrequently Asked Questions
Yes. PENN is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PENN has 6,645 members and a potential membership field of 10,000 people.
PENN's net worth ratio is 24.16% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 24.2%, PENN meets this threshold.
PENN operates 2 branch locations. The main office is located at 3131 Walnut St, Philadelphia, PA 19104-3415.
PENN was established in 1970. It is a federal credit union chartered under charter number 20207. The institution has been serving members for 56 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PENN. All financial data is for informational purposes only.