PENN STATE
Federal • Bellefonte, Pennsylvania • Est. 1959
Quick Facts
- Charter Number
- #12729
- Type
- Federal
- Established
- 1959
- Headquarters
- Bellefonte, Pennsylvania 16823
- Address
- 123 Amberleigh Ln
- Branches
- 2
- ATMs
- 2
- Members
- 14,380
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
14,380 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PENN STATE |
|---|---|
| Total Assets | $270.2M |
| Members | 14,380 |
| Loans Outstanding | $136.8M |
| Shares & Deposits | $235.4M |
| Net Worth | $36.1M |
| Net Worth Ratio | 13.94% |
| Loan-to-Share Ratio | 58.1% |
| Delinquency Rate | 0.22% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 2 ATMs
Penn State Federal Credit Union
Main Office123 Amberleigh Ln
Bellefonte, PA 16823
Penn State Federal Credit Union - North Atherton Office
1937 N Atherton St
State College, PA 16803-1523
Who Can Join PENN STATE?
Membership Type: Community
Membership eligibility for PENN STATE may vary. Contact the credit union directly to confirm qualification requirements.
Contact PENN STATE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Pennsylvania
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Pennsylvania RankingsFrequently Asked Questions
PENN STATE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, PENN STATE has 14,380 members and a potential membership field of 90,000 people.
PENN STATE's reported net worth ratio is 13.94% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
PENN STATE operates 2 branch locations and has access to 2 ATMs. The main office is located at 123 Amberleigh Ln, Bellefonte, PA 16823.
PENN STATE was established in 1959. It is a federal credit union chartered under charter number 12729. The institution has been serving members for 67 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or PENN STATE. All financial data is for informational purposes only.