PENNSYLVANIA-AMERICAN WATER
Federal • Bethel Park, Pennsylvania • Est. 1973
Quick Facts
- Charter Number
- #21556
- Type
- Federal
- Established
- 1973
- Headquarters
- Bethel Park, Pennsylvania 15102-4026
- Address
- 6050 Library Rd
- Branches
- 1
- Members
- 1,358
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,358 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PENNSYLVANIA-AMERICAN WATER |
|---|---|
| Total Assets | $12.1M |
| Members | 1,358 |
| Loans Outstanding | $4.3M |
| Shares & Deposits | $10.5M |
| Net Worth | $1.6M |
| Net Worth Ratio | 12.86% |
| Loan-to-Share Ratio | 40.8% |
| Delinquency Rate | 0.19% |
| Net Income | +$78,110 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Pennsylvania-American Water FCU
Main Office6050 Library Rd
Bethel Park, PA 15102-4026
Who Can Join PENNSYLVANIA-AMERICAN WATER?
Membership Type: Community
Membership eligibility for PENNSYLVANIA-AMERICAN WATER may vary. Contact the credit union directly to confirm qualification requirements.
Contact PENNSYLVANIA-AMERICAN WATER directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Pennsylvania RankingsFrequently Asked Questions
Yes. PENNSYLVANIA-AMERICAN WATER is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PENNSYLVANIA-AMERICAN WATER has 1,358 members and a potential membership field of 3,350 people.
PENNSYLVANIA-AMERICAN WATER's net worth ratio is 12.86% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.9%, PENNSYLVANIA-AMERICAN WATER meets this threshold.
PENNSYLVANIA-AMERICAN WATER operates 1 branch location. The main office is located at 6050 Library Rd, Bethel Park, PA 15102-4026.
PENNSYLVANIA-AMERICAN WATER was established in 1973. It is a federal credit union chartered under charter number 21556. The institution has been serving members for 53 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PENNSYLVANIA-AMERICAN WATER. All financial data is for informational purposes only.