P.H.I.
Federal • Lafayette, Louisiana • Est. 1975
Quick Facts
- Charter Number
- #21879
- Type
- Federal
- Established
- 1975
- Headquarters
- Lafayette, Louisiana 70598-2405
- Address
- P O Box 82405
- Branches
- 1
- Members
- 849
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
849 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | P.H.I. |
|---|---|
| Total Assets | $4.9M |
| Members | 849 |
| Loans Outstanding | $3.4M |
| Shares & Deposits | $4.5M |
| Net Worth | $355K |
| Net Worth Ratio | 7.25% |
| Loan-to-Share Ratio | 75.0% |
| Delinquency Rate | 0.00% |
| Net Income | $-89,731 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Main Office
Main Office714 E Kaliste Saloom Rd Ste A3
Lafayette, LA 70508-2529
Who Can Join P.H.I.?
Membership Type: Community
Membership eligibility for P.H.I. may vary. Contact the credit union directly to confirm qualification requirements.
Contact P.H.I. directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Louisiana RankingsFrequently Asked Questions
Yes. P.H.I. is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, P.H.I. has 849 members and a potential membership field of 2,500 people.
P.H.I.'s net worth ratio is 7.25% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 7.3%, P.H.I. meets this threshold.
P.H.I. operates 1 branch location. The main office is located at 714 E Kaliste Saloom Rd Ste A3, Lafayette, LA 70508-2529.
P.H.I. was established in 1975. It is a federal credit union chartered under charter number 21879. The institution has been serving members for 51 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or P.H.I.. All financial data is for informational purposes only.