PLAINS
Federal • Plainview, Texas • Est. 1958
Quick Facts
- Charter Number
- #12274
- Type
- Federal
- Established
- 1958
- Headquarters
- Plainview, Texas 79073
- Address
- P. O. Box 670
- Branches
- 1
- Members
- 430
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
430 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PLAINS |
|---|---|
| Total Assets | $3.6M |
| Members | 430 |
| Loans Outstanding | $2.5M |
| Shares & Deposits | $3.0M |
| Net Worth | $580K |
| Net Worth Ratio | 15.90% |
| Loan-to-Share Ratio | 84.2% |
| Delinquency Rate | 0.07% |
| Net Income | $-4,162 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Office
Main Office209 W 4th St
Plainview, TX 79072
Who Can Join PLAINS?
Membership Type: Community
Membership eligibility for PLAINS may vary. Contact the credit union directly to confirm qualification requirements.
Contact PLAINS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. PLAINS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PLAINS has 430 members and a potential membership field of 25,000 people.
PLAINS's net worth ratio is 15.90% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.9%, PLAINS meets this threshold.
PLAINS operates 1 branch location. The main office is located at 209 W 4th St, Plainview, TX 79072.
PLAINS was established in 1958. It is a federal credit union chartered under charter number 12274. The institution has been serving members for 68 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PLAINS. All financial data is for informational purposes only.