PORT CITY
Federal • MUSKEGON, Michigan • Est. 1944
Quick Facts
- Charter Number
- #5116
- Type
- Federal
- Established
- 1944
- Headquarters
- MUSKEGON, Michigan 49441-2632
- Address
- 460 W LAKETON AVE
- Branches
- 1
- ATMs
- 1
- Members
- 2,674
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,674 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PORT CITY |
|---|---|
| Total Assets | $41.8M |
| Members | 2,674 |
| Loans Outstanding | $14.8M |
| Shares & Deposits | $36.5M |
| Net Worth | $5.0M |
| Net Worth Ratio | 11.90% |
| Loan-to-Share Ratio | 40.5% |
| Delinquency Rate | 0.05% |
| Net Income | +$295,651 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Port City Federal Credit Union
Main Office460 W Laketon Ave
Muskegon, MI 49441-2632
Who Can Join PORT CITY?
Membership Type: Other/Unknown
Membership eligibility for PORT CITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact PORT CITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. PORT CITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PORT CITY has 2,674 members and a potential membership field of 89,500 people.
PORT CITY's net worth ratio is 11.90% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.9%, PORT CITY meets this threshold.
PORT CITY operates 1 branch location and has access to 1 ATMs. The main office is located at 460 W Laketon Ave, Muskegon, MI 49441-2632.
PORT CITY was established in 1944. It is a federal credit union chartered under charter number 5116. The institution has been serving members for 82 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PORT CITY. All financial data is for informational purposes only.