PORT CITY
Federal • Muskegon, Michigan • Est. 1944
Quick Facts
- Charter Number
- #5116
- Type
- Federal
- Established
- 1944
- Headquarters
- Muskegon, Michigan 49441-2632
- Address
- 460 W Laketon Ave
- Branches
- 1
- ATMs
- 1
- Members
- 2,664
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
2,664 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PORT CITY |
|---|---|
| Total Assets | $42.8M |
| Members | 2,664 |
| Loans Outstanding | $14.5M |
| Shares & Deposits | $37.6M |
| Net Worth | $5.0M |
| Net Worth Ratio | 11.71% |
| Loan-to-Share Ratio | 38.5% |
| Delinquency Rate | 0.00% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location · 1 ATMs
Port City Federal Credit Union
Main Office460 W Laketon Ave
Muskegon, MI 49441-2632
Who Can Join PORT CITY?
Membership Type: Other/Unknown
Membership eligibility for PORT CITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact PORT CITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
PORT CITY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, PORT CITY has 2,664 members and a potential membership field of 89,500 people.
PORT CITY's reported net worth ratio is 11.71% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
PORT CITY operates 1 branch location and has access to 1 ATMs. The main office is located at 460 W Laketon Ave, Muskegon, MI 49441-2632.
PORT CITY was established in 1944. It is a federal credit union chartered under charter number 5116. The institution has been serving members for 82 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or PORT CITY. All financial data is for informational purposes only.