POSTAL FAMILY CREDIT UNION, INC.
Federal • CINCINNATI, Ohio • Est. 1932
Quick Facts
- Charter Number
- #97079
- Type
- Federal
- Established
- 1932
- Headquarters
- CINCINNATI, Ohio 45250-0403
- Address
- P O BOX 14403
- Branches
- 2
- ATMs
- 1
- Members
- 4,061
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
4,061 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | POSTAL FAMILY CREDIT UNION, INC. |
|---|---|
| Total Assets | $65.8M |
| Members | 4,061 |
| Loans Outstanding | $36.5M |
| Shares & Deposits | $53.6M |
| Net Worth | $11.7M |
| Net Worth Ratio | 17.70% |
| Loan-to-Share Ratio | 68.2% |
| Delinquency Rate | 0.41% |
| Net Income | +$724,919 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 1 ATMs
MAIN OFFICE
Main Office1243 W 8TH ST
CINCINNATI, OH 45203-1004
DAYTON BRANCH
1111 E 5th St
DAYTON, OH 45402
Who Can Join POSTAL FAMILY CREDIT UNION, INC.?
Membership Type: Community
Membership eligibility for POSTAL FAMILY CREDIT UNION, INC. may vary. Contact the credit union directly to confirm qualification requirements.
Contact POSTAL FAMILY CREDIT UNION, INC. directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Ohio RankingsFrequently Asked Questions
Yes. POSTAL FAMILY CREDIT UNION, INC. is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, POSTAL FAMILY CREDIT UNION, INC. has 4,061 members and a potential membership field of 20,700 people.
POSTAL FAMILY CREDIT UNION, INC.'s net worth ratio is 17.70% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 17.7%, POSTAL FAMILY CREDIT UNION, INC. meets this threshold.
POSTAL FAMILY CREDIT UNION, INC. operates 2 branch locations and has access to 1 ATMs. The main office is located at 1243 W 8TH ST, CINCINNATI, OH 45203-1004.
POSTAL FAMILY CREDIT UNION, INC. was established in 1932. It is a federal credit union chartered under charter number 97079. The institution has been serving members for 94 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or POSTAL FAMILY CREDIT UNION, INC.. All financial data is for informational purposes only.