PUERTO RICO
Federal • Caparra, Puerto Rico • Est. 1960
Quick Facts
- Charter Number
- #13939
- Type
- Federal
- Established
- 1960
- Headquarters
- Caparra, Puerto Rico 00920
- Address
- 55 Resolucion Street,Esq., Roosevel
- Branches
- 5
- ATMs
- 3
- Members
- 24,188
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
24,188 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PUERTO RICO |
|---|---|
| Total Assets | $182.2M |
| Members | 24,188 |
| Loans Outstanding | $135.0M |
| Shares & Deposits | $159.5M |
| Net Worth | $24.5M |
| Net Worth Ratio | 13.46% |
| Loan-to-Share Ratio | 84.6% |
| Delinquency Rate | 0.58% |
| Net Income | +$2,177,560 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 3 ATMs
PR Federal Credit Union
Main Office55 Calle Resolucion
Caparra, PR 00920-2727
PRFCU Quebradillas Branch
carr. 113 km 12.2
Quebradillas, PR 00678-0067
PRFCU Aguadilla Branch
35 Ramey Shopping Ctr
Aguadilla, PR 00603-1262
PRFCU Manati Branch
148 Bda Felix Cordova Davila
Manati, PR 00674
Puerto Rico Federal Credit Union Aguadilla
Punta Borinquen Shopping Center Base Ramey
Aguadilla, PR 00603
Who Can Join PUERTO RICO?
Membership Type: Community
Membership eligibility for PUERTO RICO may vary. Contact the credit union directly to confirm qualification requirements.
Contact PUERTO RICO directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Puerto Rico RankingsFrequently Asked Questions
Yes. PUERTO RICO is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PUERTO RICO has 24,188 members and a potential membership field of 362,656 people.
PUERTO RICO's net worth ratio is 13.46% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.5%, PUERTO RICO meets this threshold.
PUERTO RICO operates 5 branch locations and has access to 3 ATMs. The main office is located at 55 Calle Resolucion, Caparra, PR 00920-2727.
PUERTO RICO was established in 1960. It is a federal credit union chartered under charter number 13939. The institution has been serving members for 66 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PUERTO RICO. All financial data is for informational purposes only.