RANCHO
Federal • DOWNEY, California • Est. 1936
Quick Facts
- Charter Number
- #1204
- Type
- Federal
- Established
- 1936
- Headquarters
- DOWNEY, California 90242-3456
- Address
- 12620 ERICKSON AVE STE H
- Branches
- 3
- ATMs
- 2
- Members
- 7,004
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
7,004 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | RANCHO |
|---|---|
| Total Assets | $107.9M |
| Members | 7,004 |
| Loans Outstanding | $63.3M |
| Shares & Deposits | $99.7M |
| Net Worth | $9.1M |
| Net Worth Ratio | 8.47% |
| Loan-to-Share Ratio | 63.5% |
| Delinquency Rate | 0.14% |
| Net Income | +$596,217 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 2 ATMs
Downey
Main Office12620 Erickson Ave Ste H
Downey, CA 90242-4019
Buena Park
8530 Stanton Ave
Buena Park, CA 90620-3930
Claremont
705 W Arrow Hwy
Claremont, CA 91711-4812
Who Can Join RANCHO?
Membership Type: Community
Membership eligibility for RANCHO may vary. Contact the credit union directly to confirm qualification requirements.
Contact RANCHO directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View California RankingsFrequently Asked Questions
Yes. RANCHO is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, RANCHO has 7,004 members and a potential membership field of 50,000 people.
RANCHO's net worth ratio is 8.47% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.5%, RANCHO meets this threshold.
RANCHO operates 3 branch locations and has access to 2 ATMs. The main office is located at 12620 Erickson Ave Ste H, Downey, CA 90242-4019.
RANCHO was established in 1936. It is a federal credit union chartered under charter number 1204. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or RANCHO. All financial data is for informational purposes only.