REDWOOD
State-Chartered • Santa Rosa, California • Est. 1950
Quick Facts
- Charter Number
- #60793
- Type
- State-Chartered
- Established
- 1950
- Headquarters
- Santa Rosa, California 95406
- Address
- PO Box 6104
- Branches
- 24
- ATMs
- 31
- Members
- 409,914
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
409,914 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | REDWOOD |
|---|---|
| Total Assets | $9.8B |
| Members | 409,914 |
| Loans Outstanding | $7.9B |
| Shares & Deposits | $8.4B |
| Net Worth | $1.3B |
| Net Worth Ratio | 13.12% |
| Loan-to-Share Ratio | 93.4% |
| Delinquency Rate | 0.71% |
| Net Income | +$206,200,714 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
24 locations · 31 ATMs
Fourth Street Branch
2763 4th St
Santa Rosa, CA 95405-4726
Mendocino Avenue Branch
2460 Mendocino Ave
Santa Rosa, CA 95403
Cleveland Branch
Main Office3033 Cleveland Ave
Santa Rosa, CA 95403-2126
Cloverdale Branch
1129 S Cloverdale Blvd
Cloverdale, CA 95425-4481
Napa Branch
1705 1st St
Napa, CA 94559-2427
Who Can Join REDWOOD?
Membership Type: Community
Membership eligibility for REDWOOD may vary. Contact the credit union directly to confirm qualification requirements.
Contact REDWOOD directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View California RankingsFrequently Asked Questions
Yes. REDWOOD is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, REDWOOD has 409,914 members and a potential membership field of 3,425,865 people.
REDWOOD's net worth ratio is 13.12% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.1%, REDWOOD meets this threshold.
REDWOOD operates 24 branch locations and has access to 31 ATMs. The main office is located at 3033 Cleveland Ave, Santa Rosa, CA 95403-2126.
REDWOOD was established in 1950. It is a state-chartered credit union chartered under charter number 60793. The institution has been serving members for 76 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or REDWOOD. All financial data is for informational purposes only.