REED
State-Chartered • HOUSTON, Texas • Est. 1935
Quick Facts
- Charter Number
- #67486
- Type
- State-Chartered
- Established
- 1935
- Headquarters
- HOUSTON, Texas 77029-1994
- Address
- 10200 EAST FWY #125
- Branches
- 1
- Members
- 985
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Below-average financial health. Net worth ratio may be approaching regulatory minimums. Members' deposits remain insured up to $250,000.
Financial Overview
Total Assets
Members
985 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | REED |
|---|---|
| Total Assets | $15.3M |
| Members | 985 |
| Loans Outstanding | $2.0M |
| Shares & Deposits | $12.5M |
| Net Worth | $2.7M |
| Net Worth Ratio | 17.94% |
| Loan-to-Share Ratio | 16.2% |
| Delinquency Rate | 3.65% |
| Net Income | +$75,969 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
REED CREDIT UNION
Main Office10200 EAST FWY STE 125
HOUSTON, TX 77029-1994
Who Can Join REED?
Membership Type: Community
Membership eligibility for REED may vary. Contact the credit union directly to confirm qualification requirements.
Contact REED directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. REED is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, REED has 985 members and a potential membership field of 2,500 people.
REED's net worth ratio is 17.94% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 17.9%, REED meets this threshold.
REED operates 1 branch location. The main office is located at 10200 EAST FWY STE 125, HOUSTON, TX 77029-1994.
REED was established in 1935. It is a state-chartered credit union chartered under charter number 67486. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or REED. All financial data is for informational purposes only.