REFUGIO COUNTY
Federal • Refugio, Texas • Est. 1958
Quick Facts
- Charter Number
- #12365
- Type
- Federal
- Established
- 1958
- Headquarters
- Refugio, Texas 78377-1809
- Address
- 514 Swift St
- Branches
- 1
- ATMs
- 1
- Members
- 1,127
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,127 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | REFUGIO COUNTY |
|---|---|
| Total Assets | $14.0M |
| Members | 1,127 |
| Loans Outstanding | $5.1M |
| Shares & Deposits | $11.6M |
| Net Worth | $2.3M |
| Net Worth Ratio | 16.59% |
| Loan-to-Share Ratio | 44.4% |
| Delinquency Rate | 0.07% |
| Net Income | +$45,063 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Refugio County FCU
Main Office514 Swift St
Refugio, TX 78377-1809
Who Can Join REFUGIO COUNTY?
Membership Type: Community
Membership eligibility for REFUGIO COUNTY may vary. Contact the credit union directly to confirm qualification requirements.
Contact REFUGIO COUNTY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. REFUGIO COUNTY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, REFUGIO COUNTY has 1,127 members and a potential membership field of 3,000 people.
REFUGIO COUNTY's net worth ratio is 16.59% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 16.6%, REFUGIO COUNTY meets this threshold.
REFUGIO COUNTY operates 1 branch location and has access to 1 ATMs. The main office is located at 514 Swift St, Refugio, TX 78377-1809.
REFUGIO COUNTY was established in 1958. It is a federal credit union chartered under charter number 12365. The institution has been serving members for 68 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or REFUGIO COUNTY. All financial data is for informational purposes only.