RIVERFALL
State-Chartered • Tuscaloosa, Alabama • Est. 1953
Quick Facts
- Charter Number
- #60942
- Type
- State-Chartered
- Established
- 1953
- Headquarters
- Tuscaloosa, Alabama 35403
- Address
- P.O. Box 1756
- Branches
- 4
- ATMs
- 4
- Members
- 14,306
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
14,306 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | RIVERFALL |
|---|---|
| Total Assets | $194.4M |
| Members | 14,306 |
| Loans Outstanding | $88.2M |
| Shares & Deposits | $175.6M |
| Net Worth | $22.9M |
| Net Worth Ratio | 11.75% |
| Loan-to-Share Ratio | 50.2% |
| Delinquency Rate | 1.52% |
| Net Income | +$832,441 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 4 ATMs
Main Office
Main Office2520 6th St
Tuscaloosa, AL 35401-1702
Northport Office
1615 McFarland Blvd
Northport, AL 35476-3260
69S Office
5461 Reese Phifer Ave
Tuscaloosa, AL 35405
Centreville
901 Birmingham Rd
Centreville, AL 35042
Who Can Join RIVERFALL?
Membership Type: Community
Membership eligibility for RIVERFALL may vary. Contact the credit union directly to confirm qualification requirements.
Contact RIVERFALL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Alabama RankingsFrequently Asked Questions
Yes. RIVERFALL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, RIVERFALL has 14,306 members and a potential membership field of 320,084 people.
RIVERFALL's net worth ratio is 11.75% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.8%, RIVERFALL meets this threshold.
RIVERFALL operates 4 branch locations and has access to 4 ATMs. The main office is located at 2520 6th St, Tuscaloosa, AL 35401-1702.
RIVERFALL was established in 1953. It is a state-chartered credit union chartered under charter number 60942. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or RIVERFALL. All financial data is for informational purposes only.