RIVERTRUST
Federal • PEARL, Mississippi • Est. 1935
Quick Facts
- Charter Number
- #473
- Type
- Federal
- Established
- 1935
- Headquarters
- PEARL, Mississippi 39288
- Address
- PO BOX 97997
- Branches
- 3
- ATMs
- 1
- Members
- 7,604
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
7,604 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | RIVERTRUST |
|---|---|
| Total Assets | $165.8M |
| Members | 7,604 |
| Loans Outstanding | $85.9M |
| Shares & Deposits | $139.6M |
| Net Worth | $31.7M |
| Net Worth Ratio | 19.15% |
| Loan-to-Share Ratio | 61.5% |
| Delinquency Rate | 0.56% |
| Net Income | +$1,750,310 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 1 ATMs
Rivertrust
Main Office409 Riverwind Dr
Pearl, MS 39208-5917
Eagle Express FCU
567 S State St
Jackson, MS 39201-5306
Fiserv
2601 Network Blvd
Frisco, TX 75034
Who Can Join RIVERTRUST?
Membership Type: Community
Membership eligibility for RIVERTRUST may vary. Contact the credit union directly to confirm qualification requirements.
Contact RIVERTRUST directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Mississippi RankingsFrequently Asked Questions
Yes. RIVERTRUST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, RIVERTRUST has 7,604 members and a potential membership field of 32,000 people.
RIVERTRUST's net worth ratio is 19.15% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 19.1%, RIVERTRUST meets this threshold.
RIVERTRUST operates 3 branch locations and has access to 1 ATMs. The main office is located at 409 Riverwind Dr, Pearl, MS 39208-5917.
RIVERTRUST was established in 1935. It is a federal credit union chartered under charter number 473. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or RIVERTRUST. All financial data is for informational purposes only.