ROCHESTER & MONROE CO EMP
Federal • Rochester, New York • Est. 1935
Quick Facts
- Charter Number
- #817
- Type
- Federal
- Established
- 1935
- Headquarters
- Rochester, New York 14609-6135
- Address
- 460 N Goodman St
- Branches
- 3
- Members
- 4,209
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
4,209 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ROCHESTER & MONROE CO EMP |
|---|---|
| Total Assets | $44.0M |
| Members | 4,209 |
| Loans Outstanding | $26.5M |
| Shares & Deposits | $39.0M |
| Net Worth | $5.0M |
| Net Worth Ratio | 11.27% |
| Loan-to-Share Ratio | 68.0% |
| Delinquency Rate | 1.38% |
| Net Income | +$164,831 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
Main Office
Main Office460 N Goodman St
Rochester, NY 14609-6135
Sister Cities
40 N Fitzhugh St
Rochester, NY 14614-1211
Buffalo Rd
2300 Buffalo Rd
Rochester, NY 14624
Who Can Join ROCHESTER & MONROE CO EMP?
Membership Type: Community
Membership eligibility for ROCHESTER & MONROE CO EMP may vary. Contact the credit union directly to confirm qualification requirements.
Contact ROCHESTER & MONROE CO EMP directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. ROCHESTER & MONROE CO EMP is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ROCHESTER & MONROE CO EMP has 4,209 members and a potential membership field of 155,000 people.
ROCHESTER & MONROE CO EMP's net worth ratio is 11.27% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.3%, ROCHESTER & MONROE CO EMP meets this threshold.
ROCHESTER & MONROE CO EMP operates 3 branch locations. The main office is located at 460 N Goodman St, Rochester, NY 14609-6135.
ROCHESTER & MONROE CO EMP was established in 1935. It is a federal credit union chartered under charter number 817. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ROCHESTER & MONROE CO EMP. All financial data is for informational purposes only.