ROCK COMMUNITY
Federal • Rock, Michigan • Est. 1972
Quick Facts
- Charter Number
- #21020
- Type
- Federal
- Established
- 1972
- Headquarters
- Rock, Michigan 49880
- Address
- P.O. Box 200
- Branches
- 2
- Members
- 829
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
829 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ROCK COMMUNITY |
|---|---|
| Total Assets | $8.8M |
| Members | 829 |
| Loans Outstanding | $3.0M |
| Shares & Deposits | $8.0M |
| Net Worth | $766K |
| Net Worth Ratio | 8.71% |
| Loan-to-Share Ratio | 36.9% |
| Delinquency Rate | 0.04% |
| Net Income | +$62,185 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
Rock Community Federal Credit Union
Main Office3975 W Maple Ridge 37th Rd
Rock, MI 49880-9489
Fiserv
3031 Airpark Dr N
Flint, MI 48507
Who Can Join ROCK COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for ROCK COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact ROCK COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. ROCK COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ROCK COMMUNITY has 829 members and a potential membership field of 1,100 people.
ROCK COMMUNITY's net worth ratio is 8.71% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.7%, ROCK COMMUNITY meets this threshold.
ROCK COMMUNITY operates 2 branch locations. The main office is located at 3975 W Maple Ridge 37th Rd, Rock, MI 49880-9489.
ROCK COMMUNITY was established in 1972. It is a federal credit union chartered under charter number 21020. The institution has been serving members for 54 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ROCK COMMUNITY. All financial data is for informational purposes only.