ROME
Federal • Rome, New York • Est. 1936
Quick Facts
- Charter Number
- #1810
- Type
- Federal
- Established
- 1936
- Headquarters
- Rome, New York 13440
- Address
- 937 Seneca St
- Branches
- 1
- Members
- 1,826
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Below-average financial health. Net worth ratio may be approaching regulatory minimums. Members' deposits remain insured up to $250,000.
Financial Overview
Total Assets
Members
1,826 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ROME |
|---|---|
| Total Assets | $31.6M |
| Members | 1,826 |
| Loans Outstanding | $15.4M |
| Shares & Deposits | $28.1M |
| Net Worth | $3.5M |
| Net Worth Ratio | 11.05% |
| Loan-to-Share Ratio | 54.9% |
| Delinquency Rate | 3.21% |
| Net Income | +$341,716 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Rome Federal Credit Union
Main Office937 Seneca St
Rome, NY 13440
Who Can Join ROME?
Membership Type: Other/Unknown
Membership eligibility for ROME may vary. Contact the credit union directly to confirm qualification requirements.
Contact ROME directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. ROME is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ROME has 1,826 members and a potential membership field of 30,000 people.
ROME's net worth ratio is 11.05% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.1%, ROME meets this threshold.
ROME operates 1 branch location. The main office is located at 937 Seneca St, Rome, NY 13440.
ROME was established in 1936. It is a federal credit union chartered under charter number 1810. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ROME. All financial data is for informational purposes only.