ROYAL
State-Chartered • EAU CLAIRE, Wisconsin • Est. 1964
Quick Facts
- Charter Number
- #66834
- Type
- State-Chartered
- Established
- 1964
- Headquarters
- EAU CLAIRE, Wisconsin 54703
- Address
- 200 RIVERFRONT TERRACE
- Branches
- 57
- ATMs
- 26
- Members
- 321,219
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
321,219 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ROYAL |
|---|---|
| Total Assets | $5.8B |
| Members | 321,219 |
| Loans Outstanding | $5.0B |
| Shares & Deposits | $5.2B |
| Net Worth | $597.0M |
| Net Worth Ratio | 10.25% |
| Loan-to-Share Ratio | 96.0% |
| Delinquency Rate | 0.57% |
| Net Income | +$98,293,013 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
57 locations · 26 ATMs
Corporate Center
Main Office200 Riverfront Ter
Eau Claire, WI 54703
Eau Claire West Office
2415 Jodi Dr
Eau Claire, WI 54703
Mortgage Operations Center
419 N Hastings Pl
Eau Claire, WI 54703
Eau Claire Southwest Office
1049 W Clairemont Ave
Eau Claire, WI 54701
Eau Claire South Office
4501 Royal Dr
Eau Claire, WI 54701
Who Can Join ROYAL?
Membership Type: Community
Membership eligibility for ROYAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact ROYAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Wisconsin RankingsFrequently Asked Questions
Yes. ROYAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ROYAL has 321,219 members and a potential membership field of 4,605,966 people.
ROYAL's net worth ratio is 10.25% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.3%, ROYAL meets this threshold.
ROYAL operates 57 branch locations and has access to 26 ATMs. The main office is located at 200 Riverfront Ter, Eau Claire, WI 54703.
ROYAL was established in 1964. It is a state-chartered credit union chartered under charter number 66834. The institution has been serving members for 62 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ROYAL. All financial data is for informational purposes only.