RT
Federal • ROME, New York • Est. 1958
Quick Facts
- Charter Number
- #12624
- Type
- Federal
- Established
- 1958
- Headquarters
- ROME, New York 13440
- Address
- 924 TURIN ST
- Branches
- 3
- ATMs
- 3
- Members
- 3,167
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
3,167 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | RT |
|---|---|
| Total Assets | $56.6M |
| Members | 3,167 |
| Loans Outstanding | $22.4M |
| Shares & Deposits | $49.6M |
| Net Worth | $6.4M |
| Net Worth Ratio | 11.28% |
| Loan-to-Share Ratio | 45.1% |
| Delinquency Rate | 0.26% |
| Net Income | $-292,016 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 3 ATMs
Main Office
Main Office924 Turin St
Rome, NY 13440
Camden Drive-Up Facility
13 S Park St
Camden, NY 13316-1311
Lyons Falls Branch
3962 State Route 12
Lyons Falls, NY 13368
Who Can Join RT?
Membership Type: Other/Unknown
Membership eligibility for RT may vary. Contact the credit union directly to confirm qualification requirements.
Contact RT directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. RT is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, RT has 3,167 members and a potential membership field of 428,000 people.
RT's net worth ratio is 11.28% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.3%, RT meets this threshold.
RT operates 3 branch locations and has access to 3 ATMs. The main office is located at 924 Turin St, Rome, NY 13440.
RT was established in 1958. It is a federal credit union chartered under charter number 12624. The institution has been serving members for 68 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or RT. All financial data is for informational purposes only.