S AND J SCHOOL EMPLOYEES
Federal • Wintersville, Ohio • Est. 1966
Quick Facts
- Charter Number
- #17331
- Type
- Federal
- Established
- 1966
- Headquarters
- Wintersville, Ohio 43953
- Address
- PO Box 2161
- Branches
- 1
- Members
- 617
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
617 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | S AND J SCHOOL EMPLOYEES |
|---|---|
| Total Assets | $3.0M |
| Members | 617 |
| Loans Outstanding | $1.9M |
| Shares & Deposits | $2.6M |
| Net Worth | $328K |
| Net Worth Ratio | 11.12% |
| Loan-to-Share Ratio | 73.3% |
| Delinquency Rate | 1.53% |
| Net Income | +$22,141 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
S and J School Employees FCU
Main Office734 Main St
Wintersville, OH 43953
Who Can Join S AND J SCHOOL EMPLOYEES?
Membership Type: Community
Membership eligibility for S AND J SCHOOL EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact S AND J SCHOOL EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Ohio RankingsFrequently Asked Questions
Yes. S AND J SCHOOL EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, S AND J SCHOOL EMPLOYEES has 617 members and a potential membership field of 1,100 people.
S AND J SCHOOL EMPLOYEES's net worth ratio is 11.12% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.1%, S AND J SCHOOL EMPLOYEES meets this threshold.
S AND J SCHOOL EMPLOYEES operates 1 branch location. The main office is located at 734 Main St, Wintersville, OH 43953.
S AND J SCHOOL EMPLOYEES was established in 1966. It is a federal credit union chartered under charter number 17331. The institution has been serving members for 60 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or S AND J SCHOOL EMPLOYEES. All financial data is for informational purposes only.