SACRAMENTO
State-Chartered • Sacramento, California • Est. 1935
Quick Facts
- Charter Number
- #62641
- Type
- State-Chartered
- Established
- 1935
- Headquarters
- Sacramento, California 95812
- Address
- P.O. Box 2351
- Branches
- 8
- ATMs
- 7
- Members
- 30,610
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
30,610 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SACRAMENTO |
|---|---|
| Total Assets | $837.8M |
| Members | 30,610 |
| Loans Outstanding | $444.3M |
| Shares & Deposits | $707.1M |
| Net Worth | $122.7M |
| Net Worth Ratio | 15.10% |
| Loan-to-Share Ratio | 62.8% |
| Delinquency Rate | 0.06% |
| Net Income | +$11,817,515 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
8 locations · 7 ATMs
H Street Corporate
Main Office800 H St
Sacramento, CA 95814-2607
Bradshaw Branch
3660 Bradshaw Rd
Sacramento, CA 95827-3239
Elk Grove Branch
8351 Elk Grove Blvd Ste 600
Elk Grove, CA 95758
Arden Branch
3102 Arden Way
Sacramento, CA 95825
Madison/Fair Oaks Branch
8100 Madison Ave
Fair Oaks, CA 95628-3756
Who Can Join SACRAMENTO?
Membership Type: Community
Membership eligibility for SACRAMENTO may vary. Contact the credit union directly to confirm qualification requirements.
Contact SACRAMENTO directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View California RankingsFrequently Asked Questions
Yes. SACRAMENTO is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SACRAMENTO has 30,610 members and a potential membership field of 50,000 people.
SACRAMENTO's net worth ratio is 15.10% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.1%, SACRAMENTO meets this threshold.
SACRAMENTO operates 8 branch locations and has access to 7 ATMs. The main office is located at 800 H St, Sacramento, CA 95814-2607.
SACRAMENTO was established in 1935. It is a state-chartered credit union chartered under charter number 62641. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SACRAMENTO. All financial data is for informational purposes only.