SAINT NICHOLAS
Federal • Wilkes Barre, Pennsylvania • Est. 1938
Quick Facts
- Charter Number
- #2583
- Type
- Federal
- Established
- 1938
- Headquarters
- Wilkes Barre, Pennsylvania 18703
- Address
- PO Box 1213
- Branches
- 1
- Members
- 921
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
921 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SAINT NICHOLAS |
|---|---|
| Total Assets | $3.6M |
| Members | 921 |
| Loans Outstanding | $2.4M |
| Shares & Deposits | $3.1M |
| Net Worth | $526K |
| Net Worth Ratio | 14.63% |
| Loan-to-Share Ratio | 78.0% |
| Delinquency Rate | 0.58% |
| Net Income | +$2,546 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Saint Nicholas FCU
Main Office254 S Washington St
Wilkes Barre, PA 18701
Who Can Join SAINT NICHOLAS?
Membership Type: Community
Membership eligibility for SAINT NICHOLAS may vary. Contact the credit union directly to confirm qualification requirements.
Contact SAINT NICHOLAS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Pennsylvania RankingsFrequently Asked Questions
Yes. SAINT NICHOLAS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SAINT NICHOLAS has 921 members and a potential membership field of 5,000 people.
SAINT NICHOLAS's net worth ratio is 14.63% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.6%, SAINT NICHOLAS meets this threshold.
SAINT NICHOLAS operates 1 branch location. The main office is located at 254 S Washington St, Wilkes Barre, PA 18701.
SAINT NICHOLAS was established in 1938. It is a federal credit union chartered under charter number 2583. The institution has been serving members for 88 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SAINT NICHOLAS. All financial data is for informational purposes only.