SANDIA AREA
Federal • Albuquerque, New Mexico • Est. 1956
Quick Facts
- Charter Number
- #11316
- Type
- Federal
- Established
- 1956
- Headquarters
- Albuquerque, New Mexico 87185-0044
- Address
- P.O. Box 18044
- Branches
- 8
- ATMs
- 8
- Members
- 69,356
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
69,356 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SANDIA AREA |
|---|---|
| Total Assets | $1.4B |
| Members | 69,356 |
| Loans Outstanding | $1.2B |
| Shares & Deposits | $1.2B |
| Net Worth | $154.5M |
| Net Worth Ratio | 11.11% |
| Loan-to-Share Ratio | 98.5% |
| Delinquency Rate | 0.20% |
| Net Income | +$20,348,103 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
8 locations · 8 ATMs
Kirtland
1850 Wyoming Blvd SE
Albuquerque, NM 87117
Candelaria
8505 Candelaria Rd NE
Albuquerque, NM 87112
Far NE Heights
Main Office8000 Palomas Ave NE
Albuquerque, NM 87109
Westside
6410 Coors Blvd NW
Albuquerque, NM 87120
Rio Rancho
1601 Rio Rancho Blvd SE
Rio Rancho, NM 87124-1093
Who Can Join SANDIA AREA?
Membership Type: Other/Unknown
Membership eligibility for SANDIA AREA may vary. Contact the credit union directly to confirm qualification requirements.
Contact SANDIA AREA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New Mexico RankingsFrequently Asked Questions
Yes. SANDIA AREA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SANDIA AREA has 69,356 members and a potential membership field of 898,912 people.
SANDIA AREA's net worth ratio is 11.11% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.1%, SANDIA AREA meets this threshold.
SANDIA AREA operates 8 branch locations and has access to 8 ATMs. The main office is located at 8000 Palomas Ave NE, Albuquerque, NM 87109.
SANDIA AREA was established in 1956. It is a federal credit union chartered under charter number 11316. The institution has been serving members for 70 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SANDIA AREA. All financial data is for informational purposes only.