SERVICE FIRST
Federal • Sioux Falls, South Dakota • Est. 1934
Quick Facts
- Charter Number
- #77
- Type
- Federal
- Established
- 1934
- Headquarters
- Sioux Falls, South Dakota 57103
- Address
- 3901 East 10th Street
- Branches
- 3
- ATMs
- 1
- Members
- 16,598
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
16,598 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SERVICE FIRST |
|---|---|
| Total Assets | $205.8M |
| Members | 16,598 |
| Loans Outstanding | $109.7M |
| Shares & Deposits | $187.1M |
| Net Worth | $18.6M |
| Net Worth Ratio | 9.04% |
| Loan-to-Share Ratio | 58.6% |
| Delinquency Rate | 1.24% |
| Net Income | +$1,787,143 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 1 ATMs
Service First Federal Credit Union
Main Office3901 E 10th St
Sioux Falls, SD 57103-2133
Falls Landingl Branch
1300 N Morrell Ave
Sioux Falls, SD 57103-0158
Southwest Branch
3600 S Kiwanis Ave
Sioux Falls, SD 57105
Who Can Join SERVICE FIRST?
Membership Type: Other/Unknown
Membership eligibility for SERVICE FIRST may vary. Contact the credit union directly to confirm qualification requirements.
Contact SERVICE FIRST directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View South Dakota RankingsFrequently Asked Questions
Yes. SERVICE FIRST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SERVICE FIRST has 16,598 members and a potential membership field of 891,342 people.
SERVICE FIRST's net worth ratio is 9.04% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.0%, SERVICE FIRST meets this threshold.
SERVICE FIRST operates 3 branch locations and has access to 1 ATMs. The main office is located at 3901 E 10th St, Sioux Falls, SD 57103-2133.
SERVICE FIRST was established in 1934. It is a federal credit union chartered under charter number 77. The institution has been serving members for 92 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SERVICE FIRST. All financial data is for informational purposes only.