SHELL WESTERN STATES
Federal • Martinez, California • Est. 1947
Quick Facts
- Charter Number
- #5484
- Type
- Federal
- Established
- 1947
- Headquarters
- Martinez, California 94553-1976
- Address
- 1700 Pacheco Blvd
- Branches
- 1
- ATMs
- 1
- Members
- 2,228
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
2,228 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SHELL WESTERN STATES |
|---|---|
| Total Assets | $73.0M |
| Members | 2,228 |
| Loans Outstanding | $35.2M |
| Shares & Deposits | $64.8M |
| Net Worth | $6.9M |
| Net Worth Ratio | 9.49% |
| Loan-to-Share Ratio | 54.2% |
| Delinquency Rate | 0.31% |
| Net Income | $-429,312 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Corporate Office
Main Office1700 Pacheco Blvd
Martinez, CA 94553-1976
Who Can Join SHELL WESTERN STATES?
Membership Type: Other/Unknown
Membership eligibility for SHELL WESTERN STATES may vary. Contact the credit union directly to confirm qualification requirements.
Contact SHELL WESTERN STATES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View California RankingsFrequently Asked Questions
Yes. SHELL WESTERN STATES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SHELL WESTERN STATES has 2,228 members and a potential membership field of 1,200,997 people.
SHELL WESTERN STATES's net worth ratio is 9.49% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.5%, SHELL WESTERN STATES meets this threshold.
SHELL WESTERN STATES operates 1 branch location and has access to 1 ATMs. The main office is located at 1700 Pacheco Blvd, Martinez, CA 94553-1976.
SHELL WESTERN STATES was established in 1947. It is a federal credit union chartered under charter number 5484. The institution has been serving members for 79 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SHELL WESTERN STATES. All financial data is for informational purposes only.