SIERRA PACIFIC
Federal • RENO, Nevada • Est. 1936
Quick Facts
- Charter Number
- #1000
- Type
- Federal
- Established
- 1936
- Headquarters
- RENO, Nevada 89511
- Address
- PO BOX 10100
- Branches
- 6
- ATMs
- 2
- Members
- 10,730
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
10,730 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SIERRA PACIFIC |
|---|---|
| Total Assets | $185.8M |
| Members | 10,730 |
| Loans Outstanding | $93.8M |
| Shares & Deposits | $160.1M |
| Net Worth | $24.8M |
| Net Worth Ratio | 13.35% |
| Loan-to-Share Ratio | 58.6% |
| Delinquency Rate | 0.62% |
| Net Income | +$2,162,228 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
6 locations · 2 ATMs
GOB
Main Office6100 Neil Rd Ste 150
Reno, NV 89511
Mill St.
5580 Mill St Ste 700
Reno, NV 89502
CMC
8520 S Sandy Pkwy
Sandy, UT 84070-6422
St. Mary's
645 N Arlington Ave Ste 300
Reno, NV 89503
Las Vegas
8360 S Durango Dr Ste 190
Las Vegas, NV 89113-4444
Who Can Join SIERRA PACIFIC?
Membership Type: Community
Membership eligibility for SIERRA PACIFIC may vary. Contact the credit union directly to confirm qualification requirements.
Contact SIERRA PACIFIC directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Nevada RankingsFrequently Asked Questions
Yes. SIERRA PACIFIC is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SIERRA PACIFIC has 10,730 members and a potential membership field of 27,150 people.
SIERRA PACIFIC's net worth ratio is 13.35% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.3%, SIERRA PACIFIC meets this threshold.
SIERRA PACIFIC operates 6 branch locations and has access to 2 ATMs. The main office is located at 6100 Neil Rd Ste 150, Reno, NV 89511.
SIERRA PACIFIC was established in 1936. It is a federal credit union chartered under charter number 1000. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SIERRA PACIFIC. All financial data is for informational purposes only.