SOLUTIONS
Federal • ELMIRA, New York • Est. 1952
Quick Facts
- Charter Number
- #7846
- Type
- Federal
- Established
- 1952
- Headquarters
- ELMIRA, New York 14904
- Address
- 907 BROADWAY
- Branches
- 1
- ATMs
- 1
- Members
- 3,440
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
3,440 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SOLUTIONS |
|---|---|
| Total Assets | $42.5M |
| Members | 3,440 |
| Loans Outstanding | $18.1M |
| Shares & Deposits | $37.1M |
| Net Worth | $5.2M |
| Net Worth Ratio | 12.26% |
| Loan-to-Share Ratio | 48.6% |
| Delinquency Rate | 0.41% |
| Net Income | +$621,903 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
main/only office
Main Office907 Broadway St
Elmira, NY 14904-2501
Who Can Join SOLUTIONS?
Membership Type: Other/Unknown
Membership eligibility for SOLUTIONS may vary. Contact the credit union directly to confirm qualification requirements.
Contact SOLUTIONS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. SOLUTIONS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SOLUTIONS has 3,440 members and a potential membership field of 100,000 people.
SOLUTIONS's net worth ratio is 12.26% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.3%, SOLUTIONS meets this threshold.
SOLUTIONS operates 1 branch location and has access to 1 ATMs. The main office is located at 907 Broadway St, Elmira, NY 14904-2501.
SOLUTIONS was established in 1952. It is a federal credit union chartered under charter number 7846. The institution has been serving members for 74 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SOLUTIONS. All financial data is for informational purposes only.