SORG BAY WEST
Federal • MIDDLETOWN, Ohio • Est. 1950
Quick Facts
- Charter Number
- #6772
- Type
- Federal
- Established
- 1950
- Headquarters
- MIDDLETOWN, Ohio 45042-1909
- Address
- 400 N BROAD ST
- Branches
- 1
- ATMs
- 1
- Members
- 806
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Below-average financial health. Net worth ratio may be approaching regulatory minimums. Members' deposits remain insured up to $250,000.
Financial Overview
Total Assets
Members
806 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SORG BAY WEST |
|---|---|
| Total Assets | $11.5M |
| Members | 806 |
| Loans Outstanding | $8.6M |
| Shares & Deposits | $10.8M |
| Net Worth | $582K |
| Net Worth Ratio | 5.04% |
| Loan-to-Share Ratio | 79.4% |
| Delinquency Rate | 3.92% |
| Net Income | +$116,843 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
SORG BAY WEST FCU
Main Office400 N BROAD ST
MIDDLETOWN, OH 45042-1909
Who Can Join SORG BAY WEST?
Membership Type: Other/Unknown
Membership eligibility for SORG BAY WEST may vary. Contact the credit union directly to confirm qualification requirements.
Contact SORG BAY WEST directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Ohio RankingsFrequently Asked Questions
Yes. SORG BAY WEST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SORG BAY WEST has 806 members and a potential membership field of 51,478 people.
SORG BAY WEST's net worth ratio is 5.04% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. This is below the 7% well-capitalized threshold.
SORG BAY WEST operates 1 branch location and has access to 1 ATMs. The main office is located at 400 N BROAD ST, MIDDLETOWN, OH 45042-1909.
SORG BAY WEST was established in 1950. It is a federal credit union chartered under charter number 6772. The institution has been serving members for 76 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SORG BAY WEST. All financial data is for informational purposes only.