SOUND
State-Chartered • Tacoma, Washington • Est. 1940
Quick Facts
- Charter Number
- #66331
- Type
- State-Chartered
- Established
- 1940
- Headquarters
- Tacoma, Washington 98401
- Address
- PO Box 1595
- Branches
- 28
- ATMs
- 20
- Members
- 177,657
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
177,657 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SOUND |
|---|---|
| Total Assets | $3.3B |
| Members | 177,657 |
| Loans Outstanding | $2.6B |
| Shares & Deposits | $2.9B |
| Net Worth | $358.6M |
| Net Worth Ratio | 10.74% |
| Loan-to-Share Ratio | 90.4% |
| Delinquency Rate | 1.72% |
| Net Income | +$40,254,236 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
28 locations · 20 ATMs
Downtown Tacoma Branch
Main Office1331 Broadway
Tacoma, WA 98402-3410
Auburn Branch
1202 Outlet Collection Way SW Ste 107
Auburn, WA 98001-6541
Lakewood Branch
7717 Bridgeport Way W
Lakewood, WA 98499
Olympia Branch
3600 Martin Way E
Olympia, WA 98506
Pacific Avenue Branch
3633 Pacific Ave
Tacoma, WA 98418-7900
Who Can Join SOUND?
Membership Type: Community
Membership eligibility for SOUND may vary. Contact the credit union directly to confirm qualification requirements.
Contact SOUND directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Washington
Browse all federally insured credit unions in Washington, ranked by assets, members, and financial health score.
View Washington RankingsFrequently Asked Questions
Yes. SOUND is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SOUND has 177,657 members and a potential membership field of 7,812,880 people.
SOUND's net worth ratio is 10.74% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.7%, SOUND meets this threshold.
SOUND operates 28 branch locations and has access to 20 ATMs. The main office is located at 1331 Broadway, Tacoma, WA 98402-3410.
SOUND was established in 1940. It is a state-chartered credit union chartered under charter number 66331. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SOUND. All financial data is for informational purposes only.