SOUTH BAY
Federal • Redondo Beach, California • Est. 1953
Quick Facts
- Charter Number
- #95052
- Type
- Federal
- Established
- 1953
- Headquarters
- Redondo Beach, California 90277-2837
- Address
- 312 N Pacific Coast Hwy
- Branches
- 4
- ATMs
- 3
- Members
- 9,898
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
9,898 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SOUTH BAY |
|---|---|
| Total Assets | $156.8M |
| Members | 9,898 |
| Loans Outstanding | $122.9M |
| Shares & Deposits | $140.8M |
| Net Worth | $14.9M |
| Net Worth Ratio | 9.64% |
| Loan-to-Share Ratio | 87.3% |
| Delinquency Rate | 0.56% |
| Net Income | +$967,945 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 3 ATMs
Redondo Beach
Main Office312 N Pacific Coast Hwy
Redondo Beach, CA 90277-2837
CU*Northwest
1421 N MEADOWWOOD LN STE 130
LIBERTY LAKE, WA 99019-7613
Artesia Branch
2023 ARTESIA BLVD
REDONDO BEACH, CA 90278
Lomita Branch
24520 Narbonne Ave
Lomita, CA 90717-1135
Who Can Join SOUTH BAY?
Membership Type: Community
Membership eligibility for SOUTH BAY may vary. Contact the credit union directly to confirm qualification requirements.
Contact SOUTH BAY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View California RankingsFrequently Asked Questions
Yes. SOUTH BAY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SOUTH BAY has 9,898 members and a potential membership field of 1,083,939 people.
SOUTH BAY's net worth ratio is 9.64% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.6%, SOUTH BAY meets this threshold.
SOUTH BAY operates 4 branch locations and has access to 3 ATMs. The main office is located at 312 N Pacific Coast Hwy, Redondo Beach, CA 90277-2837.
SOUTH BAY was established in 1953. It is a federal credit union chartered under charter number 95052. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SOUTH BAY. All financial data is for informational purposes only.