SOUTH BEND TRANSIT
Federal • South Bend, Indiana • Est. 1941
Quick Facts
- Charter Number
- #4487
- Type
- Federal
- Established
- 1941
- Headquarters
- South Bend, Indiana 46613
- Address
- 1401 S Lafayette Blvd Ste 100
- Branches
- 2
- Members
- 364
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
At-risk financial position. Significant capital or earnings challenges. Deposits remain federally insured up to $250,000 by the NCUA.
Financial Overview
Total Assets
Members
364 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SOUTH BEND TRANSIT |
|---|---|
| Total Assets | $2.9M |
| Members | 364 |
| Loans Outstanding | $1.8M |
| Shares & Deposits | $2.0M |
| Net Worth | $861K |
| Net Worth Ratio | 30.01% |
| Loan-to-Share Ratio | 87.8% |
| Delinquency Rate | 6.56% |
| Net Income | $-45,527 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
Emil "Lucky" Reznik Administration, Maintenance and Operations Facility
Main Office1401 S Lafayette Blvd Ste 100
South Bend, IN 46613
Policemans FCU
1130 s main st
South Bend, IN 46601
Who Can Join SOUTH BEND TRANSIT?
Membership Type: Community
Membership eligibility for SOUTH BEND TRANSIT may vary. Contact the credit union directly to confirm qualification requirements.
Contact SOUTH BEND TRANSIT directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Indiana RankingsFrequently Asked Questions
Yes. SOUTH BEND TRANSIT is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SOUTH BEND TRANSIT has 364 members and a potential membership field of 4,920 people.
SOUTH BEND TRANSIT's net worth ratio is 30.01% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 30.0%, SOUTH BEND TRANSIT meets this threshold.
SOUTH BEND TRANSIT operates 2 branch locations. The main office is located at 1401 S Lafayette Blvd Ste 100, South Bend, IN 46613.
SOUTH BEND TRANSIT was established in 1941. It is a federal credit union chartered under charter number 4487. The institution has been serving members for 85 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SOUTH BEND TRANSIT. All financial data is for informational purposes only.