SOUTH BEND TRANSIT
Federal • South Bend, Indiana • Est. 1941
Quick Facts
- Charter Number
- #4487
- Type
- Federal
- Established
- 1941
- Headquarters
- South Bend, Indiana 46613
- Address
- 1401 S Lafayette Blvd Ste 100
- Branches
- 2
- Members
- 362
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 5% and a delinquency rate below 4%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
362 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SOUTH BEND TRANSIT |
|---|---|
| Total Assets | $2.7M |
| Members | 362 |
| Loans Outstanding | $1.8M |
| Shares & Deposits | $1.9M |
| Net Worth | $856K |
| Net Worth Ratio | 31.58% |
| Loan-to-Share Ratio | 94.5% |
| Delinquency Rate | 3.09% |
| Net Income | $-4,735 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations
Emil "Lucky" Reznik Administration, Maintenance and Operations Facility
Main Office1401 S Lafayette Blvd Ste 100
South Bend, IN 46613
Policemans FCU
1130 s main st
South Bend, IN 46601
Who Can Join SOUTH BEND TRANSIT?
Membership Type: Community
Membership eligibility for SOUTH BEND TRANSIT may vary. Contact the credit union directly to confirm qualification requirements.
Contact SOUTH BEND TRANSIT directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Indiana
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Indiana RankingsFrequently Asked Questions
SOUTH BEND TRANSIT is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, SOUTH BEND TRANSIT has 362 members and a potential membership field of 370 people.
SOUTH BEND TRANSIT's reported net worth ratio is 31.58% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
SOUTH BEND TRANSIT operates 2 branch locations. The main office is located at 1401 S Lafayette Blvd Ste 100, South Bend, IN 46613.
SOUTH BEND TRANSIT was established in 1941. It is a federal credit union chartered under charter number 4487. The institution has been serving members for 85 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or SOUTH BEND TRANSIT. All financial data is for informational purposes only.