SOUTH TEXAS REGIONAL
Federal • Laredo, Texas • Est. 1950
Quick Facts
- Charter Number
- #7024
- Type
- Federal
- Established
- 1950
- Headquarters
- Laredo, Texas 78042-1556
- Address
- PO Box 1556
- Branches
- 3
- Members
- 1,310
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,310 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SOUTH TEXAS REGIONAL |
|---|---|
| Total Assets | $5.6M |
| Members | 1,310 |
| Loans Outstanding | $4.0M |
| Shares & Deposits | $4.7M |
| Net Worth | $805K |
| Net Worth Ratio | 14.36% |
| Loan-to-Share Ratio | 85.5% |
| Delinquency Rate | 0.62% |
| Net Income | +$15,494 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
5002 Tesoro Plaza
5002 Tesoro Plz
Laredo, TX 78041-5744
South Texas Regional FCU
Main Office220 W Hillside Rd Ste 15
Laredo, TX 78041
Vital Records
5002 Tesoro Plz
Laredo, TX 78041
Who Can Join SOUTH TEXAS REGIONAL?
Membership Type: Community
Membership eligibility for SOUTH TEXAS REGIONAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact SOUTH TEXAS REGIONAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. SOUTH TEXAS REGIONAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SOUTH TEXAS REGIONAL has 1,310 members and a potential membership field of 3,000 people.
SOUTH TEXAS REGIONAL's net worth ratio is 14.36% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.4%, SOUTH TEXAS REGIONAL meets this threshold.
SOUTH TEXAS REGIONAL operates 3 branch locations. The main office is located at 220 W Hillside Rd Ste 15, Laredo, TX 78041.
SOUTH TEXAS REGIONAL was established in 1950. It is a federal credit union chartered under charter number 7024. The institution has been serving members for 76 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SOUTH TEXAS REGIONAL. All financial data is for informational purposes only.