SOUTH TEXAS
Federal • McALLEN, Texas • Est. 1952
Quick Facts
- Charter Number
- #8237
- Type
- Federal
- Established
- 1952
- Headquarters
- McALLEN, Texas 78502
- Address
- PO BOX 3309
- Branches
- 3
- ATMs
- 2
- Members
- 6,199
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
6,199 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SOUTH TEXAS |
|---|---|
| Total Assets | $67.6M |
| Members | 6,199 |
| Loans Outstanding | $21.3M |
| Shares & Deposits | $62.2M |
| Net Worth | $5.8M |
| Net Worth Ratio | 8.56% |
| Loan-to-Share Ratio | 34.2% |
| Delinquency Rate | 1.31% |
| Net Income | +$556,219 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 2 ATMs
Main Office
Main Office2121 W Dove Ave
McAllen, TX 78504-4064
Branch Office
401 N Westgate Dr
Weslaco, TX 78596-2705
Disaster Location
401 N Westgate Dr
Weslaco, TX 78596
Who Can Join SOUTH TEXAS?
Membership Type: Community
Membership eligibility for SOUTH TEXAS may vary. Contact the credit union directly to confirm qualification requirements.
Contact SOUTH TEXAS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. SOUTH TEXAS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SOUTH TEXAS has 6,199 members and a potential membership field of 142,210 people.
SOUTH TEXAS's net worth ratio is 8.56% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.6%, SOUTH TEXAS meets this threshold.
SOUTH TEXAS operates 3 branch locations and has access to 2 ATMs. The main office is located at 2121 W Dove Ave, McAllen, TX 78504-4064.
SOUTH TEXAS was established in 1952. It is a federal credit union chartered under charter number 8237. The institution has been serving members for 74 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SOUTH TEXAS. All financial data is for informational purposes only.