SOUTHLAND
Federal • Lufkin, Texas • Est. 1963
Quick Facts
- Charter Number
- #15815
- Type
- Federal
- Established
- 1963
- Headquarters
- Lufkin, Texas 75904-5624
- Address
- 2601 S John Redditt Dr
- Branches
- 2
- ATMs
- 2
- Members
- 7,044
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
7,044 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SOUTHLAND |
|---|---|
| Total Assets | $86.4M |
| Members | 7,044 |
| Loans Outstanding | $40.6M |
| Shares & Deposits | $73.7M |
| Net Worth | $12.4M |
| Net Worth Ratio | 14.34% |
| Loan-to-Share Ratio | 55.1% |
| Delinquency Rate | 0.55% |
| Net Income | +$1,340,830 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Main Office
Main Office2601 S John Redditt Dr
Lufkin, TX 75904-5624
Crockett Branch
1524 E Houston Ave
Crockett, TX 75835
Who Can Join SOUTHLAND?
Membership Type: Other/Unknown
Membership eligibility for SOUTHLAND may vary. Contact the credit union directly to confirm qualification requirements.
Contact SOUTHLAND directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. SOUTHLAND is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SOUTHLAND has 7,044 members and a potential membership field of 10,000 people.
SOUTHLAND's net worth ratio is 14.34% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.3%, SOUTHLAND meets this threshold.
SOUTHLAND operates 2 branch locations and has access to 2 ATMs. The main office is located at 2601 S John Redditt Dr, Lufkin, TX 75904-5624.
SOUTHLAND was established in 1963. It is a federal credit union chartered under charter number 15815. The institution has been serving members for 63 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SOUTHLAND. All financial data is for informational purposes only.