SOUTHWEST COMMUNITIES
Federal • Carnegie, Pennsylvania • Est. 1939
Quick Facts
- Charter Number
- #3278
- Type
- Federal
- Established
- 1939
- Headquarters
- Carnegie, Pennsylvania 15106
- Address
- 213 Pine Street
- Branches
- 1
- ATMs
- 1
- Members
- 1,865
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,865 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SOUTHWEST COMMUNITIES |
|---|---|
| Total Assets | $18.9M |
| Members | 1,865 |
| Loans Outstanding | $6.2M |
| Shares & Deposits | $17.0M |
| Net Worth | $1.9M |
| Net Worth Ratio | 10.07% |
| Loan-to-Share Ratio | 36.6% |
| Delinquency Rate | 0.71% |
| Net Income | +$120,424 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Main Office
Main Office213 Pine St
Carnegie, PA 15106-2438
Who Can Join SOUTHWEST COMMUNITIES?
Membership Type: Other/Unknown
Membership eligibility for SOUTHWEST COMMUNITIES may vary. Contact the credit union directly to confirm qualification requirements.
Contact SOUTHWEST COMMUNITIES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Pennsylvania RankingsFrequently Asked Questions
Yes. SOUTHWEST COMMUNITIES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SOUTHWEST COMMUNITIES has 1,865 members and a potential membership field of 15,000 people.
SOUTHWEST COMMUNITIES's net worth ratio is 10.07% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.1%, SOUTHWEST COMMUNITIES meets this threshold.
SOUTHWEST COMMUNITIES operates 1 branch location and has access to 1 ATMs. The main office is located at 213 Pine St, Carnegie, PA 15106-2438.
SOUTHWEST COMMUNITIES was established in 1939. It is a federal credit union chartered under charter number 3278. The institution has been serving members for 87 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SOUTHWEST COMMUNITIES. All financial data is for informational purposes only.