SP TRAINMEN
Federal • Houston, Texas • Est. 1954
Quick Facts
- Charter Number
- #9496
- Type
- Federal
- Established
- 1954
- Headquarters
- Houston, Texas 77015-3466
- Address
- 12655 Woodforest Blvd Ste 855
- Branches
- 2
- Members
- 476
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
At-risk financial position. Significant capital or earnings challenges. Deposits remain federally insured up to $250,000 by the NCUA.
Financial Overview
Total Assets
Members
476 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SP TRAINMEN |
|---|---|
| Total Assets | $2.7M |
| Members | 476 |
| Loans Outstanding | $718K |
| Shares & Deposits | $2.3M |
| Net Worth | $285K |
| Net Worth Ratio | 10.56% |
| Loan-to-Share Ratio | 31.9% |
| Delinquency Rate | 5.07% |
| Net Income | $-224,529 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
S. P. Trainmen Federal Credit Union
Main Office12655 Woodforest Blvd Ste 855
Houston, TX 77015-3466
Disaster Recovery Location
13246 Vicksburg St
Houston, TX 77015
Who Can Join SP TRAINMEN?
Membership Type: Community
Membership eligibility for SP TRAINMEN may vary. Contact the credit union directly to confirm qualification requirements.
Contact SP TRAINMEN directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. SP TRAINMEN is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SP TRAINMEN has 476 members and a potential membership field of 1,000 people.
SP TRAINMEN's net worth ratio is 10.56% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.6%, SP TRAINMEN meets this threshold.
SP TRAINMEN operates 2 branch locations. The main office is located at 12655 Woodforest Blvd Ste 855, Houston, TX 77015-3466.
SP TRAINMEN was established in 1954. It is a federal credit union chartered under charter number 9496. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SP TRAINMEN. All financial data is for informational purposes only.