SPECIAL METALS
Federal • NEW HARTFORD, New York • Est. 1961
Quick Facts
- Charter Number
- #14522
- Type
- Federal
- Established
- 1961
- Headquarters
- NEW HARTFORD, New York 13413-5316
- Address
- 4340 MIDDLE SETTLEMENT RD
- Branches
- 1
- Members
- 1,813
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
1,813 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SPECIAL METALS |
|---|---|
| Total Assets | $22.2M |
| Members | 1,813 |
| Loans Outstanding | $12.5M |
| Shares & Deposits | $19.5M |
| Net Worth | $2.6M |
| Net Worth Ratio | 11.96% |
| Loan-to-Share Ratio | 64.0% |
| Delinquency Rate | 1.58% |
| Net Income | +$164,494 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Main Office
Main Office4340 Middle Settlement Rd
New Hartford, NY 13413-5316
Who Can Join SPECIAL METALS?
Membership Type: Community
Membership eligibility for SPECIAL METALS may vary. Contact the credit union directly to confirm qualification requirements.
Contact SPECIAL METALS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. SPECIAL METALS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SPECIAL METALS has 1,813 members and a potential membership field of 3,000 people.
SPECIAL METALS's net worth ratio is 11.96% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.0%, SPECIAL METALS meets this threshold.
SPECIAL METALS operates 1 branch location. The main office is located at 4340 Middle Settlement Rd, New Hartford, NY 13413-5316.
SPECIAL METALS was established in 1961. It is a federal credit union chartered under charter number 14522. The institution has been serving members for 65 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SPECIAL METALS. All financial data is for informational purposes only.