SPENCERPORT
Federal • Spencerport, New York • Est. 1962
Quick Facts
- Charter Number
- #14884
- Type
- Federal
- Established
- 1962
- Headquarters
- Spencerport, New York 14559
- Address
- PO Box 86
- Branches
- 1
- Members
- 4,465
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
4,465 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SPENCERPORT |
|---|---|
| Total Assets | $41.3M |
| Members | 4,465 |
| Loans Outstanding | $22.0M |
| Shares & Deposits | $37.3M |
| Net Worth | $3.8M |
| Net Worth Ratio | 9.30% |
| Loan-to-Share Ratio | 59.1% |
| Delinquency Rate | 1.79% |
| Net Income | +$421,897 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Main Office
Main Office2775 Spencerport rd
Spencerport, NY 14559
Who Can Join SPENCERPORT?
Membership Type: Other/Unknown
Membership eligibility for SPENCERPORT may vary. Contact the credit union directly to confirm qualification requirements.
Contact SPENCERPORT directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. SPENCERPORT is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SPENCERPORT has 4,465 members and a potential membership field of 791,000 people.
SPENCERPORT's net worth ratio is 9.30% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.3%, SPENCERPORT meets this threshold.
SPENCERPORT operates 1 branch location. The main office is located at 2775 Spencerport rd, Spencerport, NY 14559.
SPENCERPORT was established in 1962. It is a federal credit union chartered under charter number 14884. The institution has been serving members for 64 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SPENCERPORT. All financial data is for informational purposes only.