SPIRIT OF ALASKA
Federal • Fairbanks, Alaska • Est. 1960
Quick Facts
- Charter Number
- #13583
- Type
- Federal
- Established
- 1960
- Headquarters
- Fairbanks, Alaska 99701
- Address
- 1417 Gillam Way
- Branches
- 4
- ATMs
- 4
- Members
- 9,359
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
9,359 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SPIRIT OF ALASKA |
|---|---|
| Total Assets | $199.7M |
| Members | 9,359 |
| Loans Outstanding | $100.8M |
| Shares & Deposits | $169.9M |
| Net Worth | $28.9M |
| Net Worth Ratio | 14.48% |
| Loan-to-Share Ratio | 59.3% |
| Delinquency Rate | 0.38% |
| Net Income | +$1,845,921 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 4 ATMs
Geist Branch
4001 Geist Rd
Fairbanks, AK 99709-3569
Gillam Branch
Main Office1417 Gillam Way
Fairbanks, AK 99701
Johansen Branch
495 Harold Bentley Ave
Fairbanks, AK 99701
Three Bears
2801 Buzby rd
North Pole, AK 99705-6710
Who Can Join SPIRIT OF ALASKA?
Membership Type: Community
Membership eligibility for SPIRIT OF ALASKA may vary. Contact the credit union directly to confirm qualification requirements.
Contact SPIRIT OF ALASKA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Alaska RankingsFrequently Asked Questions
Yes. SPIRIT OF ALASKA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SPIRIT OF ALASKA has 9,359 members and a potential membership field of 137,642 people.
SPIRIT OF ALASKA's net worth ratio is 14.48% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.5%, SPIRIT OF ALASKA meets this threshold.
SPIRIT OF ALASKA operates 4 branch locations and has access to 4 ATMs. The main office is located at 1417 Gillam Way, Fairbanks, AK 99701.
SPIRIT OF ALASKA was established in 1960. It is a federal credit union chartered under charter number 13583. The institution has been serving members for 66 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SPIRIT OF ALASKA. All financial data is for informational purposes only.