SPOJNIA
State-Chartered • Scranton, Pennsylvania • Est. 1974
Quick Facts
- Charter Number
- #62998
- Type
- State-Chartered
- Established
- 1974
- Headquarters
- Scranton, Pennsylvania 18505
- Address
- 1006 Pittston Ave
- Branches
- 3
- Members
- 758
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
At-risk financial position. Significant capital or earnings challenges. Deposits remain federally insured up to $250,000 by the NCUA.
Financial Overview
Total Assets
Members
758 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SPOJNIA |
|---|---|
| Total Assets | $14.4M |
| Members | 758 |
| Loans Outstanding | $6.2M |
| Shares & Deposits | $12.2M |
| Net Worth | $2.1M |
| Net Worth Ratio | 14.65% |
| Loan-to-Share Ratio | 50.8% |
| Delinquency Rate | 5.96% |
| Net Income | $-335,941 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
Spojnia Credit Union
Main Office1006 Pittston Ave
Scranton, PA 18505
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Who Can Join SPOJNIA?
Membership Type: Community
Membership eligibility for SPOJNIA may vary. Contact the credit union directly to confirm qualification requirements.
Contact SPOJNIA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Pennsylvania RankingsFrequently Asked Questions
Yes. SPOJNIA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SPOJNIA has 758 members and a potential membership field of 13,583 people.
SPOJNIA's net worth ratio is 14.65% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.7%, SPOJNIA meets this threshold.
SPOJNIA operates 3 branch locations. The main office is located at 1006 Pittston Ave, Scranton, PA 18505.
SPOJNIA was established in 1974. It is a state-chartered credit union chartered under charter number 62998. The institution has been serving members for 52 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SPOJNIA. All financial data is for informational purposes only.