SPRINGFIELD STREET RAILWAY EMP.
State-Chartered • SPRINGFIELD, Massachusetts • Est. 1926
Quick Facts
- Charter Number
- #67965
- Type
- State-Chartered
- Established
- 1926
- Headquarters
- SPRINGFIELD, Massachusetts 01104-3040
- Address
- 640 PAGE BLVD STE 102
- Branches
- 2
- Members
- 164
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Poor financial health. One or more key ratios are below NCUA thresholds. All deposits remain federally insured up to $250,000.
Financial Overview
Total Assets
Members
164 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SPRINGFIELD STREET RAILWAY EMP. |
|---|---|
| Total Assets | $1.1M |
| Members | 164 |
| Loans Outstanding | $349K |
| Shares & Deposits | $791K |
| Net Worth | $223K |
| Net Worth Ratio | 20.82% |
| Loan-to-Share Ratio | 44.1% |
| Delinquency Rate | 4.08% |
| Net Income | $-51,620 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
springfield street railway employees credit union
Main Office640 Page Blvd Ste 102
Springfield, MA 01104-3040
springfield street railway employees credit union
640 Page Blvd Ste 102
Springfield, MA 01104-3040
Who Can Join SPRINGFIELD STREET RAILWAY EMP.?
Membership Type: Community
Membership eligibility for SPRINGFIELD STREET RAILWAY EMP. may vary. Contact the credit union directly to confirm qualification requirements.
Contact SPRINGFIELD STREET RAILWAY EMP. directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Massachusetts RankingsFrequently Asked Questions
Yes. SPRINGFIELD STREET RAILWAY EMP. is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SPRINGFIELD STREET RAILWAY EMP. has 164 members and a potential membership field of 164 people.
SPRINGFIELD STREET RAILWAY EMP.'s net worth ratio is 20.82% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 20.8%, SPRINGFIELD STREET RAILWAY EMP. meets this threshold.
SPRINGFIELD STREET RAILWAY EMP. operates 2 branch locations. The main office is located at 640 Page Blvd Ste 102, Springfield, MA 01104-3040.
SPRINGFIELD STREET RAILWAY EMP. was established in 1926. It is a state-chartered credit union chartered under charter number 67965. The institution has been serving members for 100 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SPRINGFIELD STREET RAILWAY EMP.. All financial data is for informational purposes only.