ST. JOHN UNITED
Federal • Buffalo, New York • Est. 1973
Quick Facts
- Charter Number
- #21355
- Type
- Federal
- Established
- 1973
- Headquarters
- Buffalo, New York 14204
- Address
- 184 Goodell St
- Branches
- 1
- Members
- 414
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
At-risk financial position. Significant capital or earnings challenges. Deposits remain federally insured up to $250,000 by the NCUA.
Financial Overview
Total Assets
Members
414 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ST. JOHN UNITED |
|---|---|
| Total Assets | $1.1M |
| Members | 414 |
| Loans Outstanding | $236K |
| Shares & Deposits | $927K |
| Net Worth | $129K |
| Net Worth Ratio | 11.80% |
| Loan-to-Share Ratio | 25.4% |
| Delinquency Rate | 6.18% |
| Net Income | +$15 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
St. John United Federal Credit Union
Main Office184 Goodell St
Buffalo, NY 14204
Who Can Join ST. JOHN UNITED?
Membership Type: Community
Membership eligibility for ST. JOHN UNITED may vary. Contact the credit union directly to confirm qualification requirements.
Contact ST. JOHN UNITED directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. ST. JOHN UNITED is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ST. JOHN UNITED has 414 members and a potential membership field of 20,000 people.
ST. JOHN UNITED's net worth ratio is 11.80% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.8%, ST. JOHN UNITED meets this threshold.
ST. JOHN UNITED operates 1 branch location. The main office is located at 184 Goodell St, Buffalo, NY 14204.
ST. JOHN UNITED was established in 1973. It is a federal credit union chartered under charter number 21355. The institution has been serving members for 53 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ST. JOHN UNITED. All financial data is for informational purposes only.