STEUBEN CITIZENS
Federal • BATH, New York • Est. 1949
Quick Facts
- Charter Number
- #6225
- Type
- Federal
- Established
- 1949
- Headquarters
- BATH, New York 14810-1634
- Address
- 2 WILSON AVE
- Branches
- 3
- ATMs
- 1
- Members
- 2,566
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,566 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | STEUBEN CITIZENS |
|---|---|
| Total Assets | $34.8M |
| Members | 2,566 |
| Loans Outstanding | $8.9M |
| Shares & Deposits | $30.2M |
| Net Worth | $4.3M |
| Net Worth Ratio | 12.44% |
| Loan-to-Share Ratio | 29.5% |
| Delinquency Rate | 0.01% |
| Net Income | +$354,792 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 1 ATMs
Steuben Citizens Federal Credit Union
Main Office2 Wilson Ave
Bath, NY 14810-1634
Fiserv Portico
3031 Airpark Dr N
Flint, MI 48507-3471
Fiserv Portico
4897 W Lake Park Blvd Ste 200
Salt Lake City, UT 84120-8207
Who Can Join STEUBEN CITIZENS?
Membership Type: Other/Unknown
Membership eligibility for STEUBEN CITIZENS may vary. Contact the credit union directly to confirm qualification requirements.
Contact STEUBEN CITIZENS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. STEUBEN CITIZENS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, STEUBEN CITIZENS has 2,566 members and a potential membership field of 7,698 people.
STEUBEN CITIZENS's net worth ratio is 12.44% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.4%, STEUBEN CITIZENS meets this threshold.
STEUBEN CITIZENS operates 3 branch locations and has access to 1 ATMs. The main office is located at 2 Wilson Ave, Bath, NY 14810-1634.
STEUBEN CITIZENS was established in 1949. It is a federal credit union chartered under charter number 6225. The institution has been serving members for 77 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or STEUBEN CITIZENS. All financial data is for informational purposes only.