SUMMIT
State-Chartered • Madison, Wisconsin • Est. 1935
Quick Facts
- Charter Number
- #67190
- Type
- State-Chartered
- Established
- 1935
- Headquarters
- Madison, Wisconsin 53708
- Address
- PO Box 8046
- Branches
- 57
- ATMs
- 59
- Members
- 275,590
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
275,590 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SUMMIT |
|---|---|
| Total Assets | $8.1B |
| Members | 275,590 |
| Loans Outstanding | $6.5B |
| Shares & Deposits | $6.5B |
| Net Worth | $828.0M |
| Net Worth Ratio | 10.23% |
| Loan-to-Share Ratio | 100.1% |
| Delinquency Rate | 0.73% |
| Net Income | +$121,983,796 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
57 locations · 59 ATMs
American Parkway
4800 American Pkwy
Madison, WI 53718
Beaver Dam
104 Frances Ln
Beaver Dam, WI 53916
Cottage Grove
6420 Cottage Grove Rd
Madison, WI 53718
Fitchburg
2939 S Fish Hatchery Rd
Fitchburg, WI 53711-6432
West Milwaukee Journal
2159 Miller Park Way
West Milwaukee, WI 53219-5003
Who Can Join SUMMIT?
Membership Type: Community
Membership eligibility for SUMMIT may vary. Contact the credit union directly to confirm qualification requirements.
Contact SUMMIT directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Wisconsin RankingsFrequently Asked Questions
Yes. SUMMIT is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SUMMIT has 275,590 members and a potential membership field of 1,000,000 people.
SUMMIT's net worth ratio is 10.23% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.2%, SUMMIT meets this threshold.
SUMMIT operates 57 branch locations and has access to 59 ATMs. The main office is located at 1709 Landmark Dr, Cottage Grove, WI 53527-8957.
SUMMIT was established in 1935. It is a state-chartered credit union chartered under charter number 67190. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SUMMIT. All financial data is for informational purposes only.