SUNLIGHT
Federal • CODY, Wyoming • Est. 1953
Quick Facts
- Charter Number
- #8733
- Type
- Federal
- Established
- 1953
- Headquarters
- CODY, Wyoming 82414
- Address
- PO BOX 190
- Branches
- 4
- ATMs
- 5
- Members
- 8,704
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
8,704 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SUNLIGHT |
|---|---|
| Total Assets | $217.5M |
| Members | 8,704 |
| Loans Outstanding | $138.3M |
| Shares & Deposits | $192.4M |
| Net Worth | $25.0M |
| Net Worth Ratio | 11.50% |
| Loan-to-Share Ratio | 71.9% |
| Delinquency Rate | 0.87% |
| Net Income | +$1,012,636 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 5 ATMs
Sunlight Federal Credit Union (CODY OFFICE)
Main Office1702 17th St
Cody, WY 82414
Sunlight Federal Credit Union (POWELL OFFICE)
374 N Clark St
Powell, WY 82435
Sunlight Federal Credit Union (WORLAND OFFICE)
1800 Big Horn Ave
Worland, WY 82401
Sunlight Federal Credit Union (SHERIDAN OFFICE)
1447 Sugarland Dr
Sheridan, WY 82801
Who Can Join SUNLIGHT?
Membership Type: Other/Unknown
Membership eligibility for SUNLIGHT may vary. Contact the credit union directly to confirm qualification requirements.
Contact SUNLIGHT directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Wyoming RankingsFrequently Asked Questions
Yes. SUNLIGHT is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SUNLIGHT has 8,704 members and a potential membership field of 999,999 people.
SUNLIGHT's net worth ratio is 11.50% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.5%, SUNLIGHT meets this threshold.
SUNLIGHT operates 4 branch locations and has access to 5 ATMs. The main office is located at 1702 17th St, Cody, WY 82414.
SUNLIGHT was established in 1953. It is a federal credit union chartered under charter number 8733. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SUNLIGHT. All financial data is for informational purposes only.