SWEET HOME
Federal • AMHERST, New York • Est. 1957
Quick Facts
- Charter Number
- #11470
- Type
- Federal
- Established
- 1957
- Headquarters
- AMHERST, New York 14228-3346
- Address
- 1960 SWEET HOME RD
- Branches
- 1
- ATMs
- 1
- Members
- 2,864
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,864 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SWEET HOME |
|---|---|
| Total Assets | $44.8M |
| Members | 2,864 |
| Loans Outstanding | $20.8M |
| Shares & Deposits | $39.1M |
| Net Worth | $5.7M |
| Net Worth Ratio | 12.65% |
| Loan-to-Share Ratio | 53.3% |
| Delinquency Rate | 0.49% |
| Net Income | +$823,933 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Corporate Office
Main Office1960 Sweet Home Rd
Amherst, NY 14228-3346
Who Can Join SWEET HOME?
Membership Type: Other/Unknown
Membership eligibility for SWEET HOME may vary. Contact the credit union directly to confirm qualification requirements.
Contact SWEET HOME directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. SWEET HOME is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SWEET HOME has 2,864 members and a potential membership field of 300,000 people.
SWEET HOME's net worth ratio is 12.65% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.7%, SWEET HOME meets this threshold.
SWEET HOME operates 1 branch location and has access to 1 ATMs. The main office is located at 1960 Sweet Home Rd, Amherst, NY 14228-3346.
SWEET HOME was established in 1957. It is a federal credit union chartered under charter number 11470. The institution has been serving members for 69 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SWEET HOME. All financial data is for informational purposes only.