SYMPHONY
Federal • Boston, Massachusetts • Est. 1968
Quick Facts
- Charter Number
- #18861
- Type
- Federal
- Established
- 1968
- Headquarters
- Boston, Massachusetts 02115
- Address
- 301 Massachusetts Ave
- Branches
- 1
- Members
- 212
- Membership Type
- Occupational
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
At-risk financial position. Significant capital or earnings challenges. Deposits remain federally insured up to $250,000 by the NCUA.
Financial Overview
Total Assets
Members
212 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SYMPHONY |
|---|---|
| Total Assets | $2.1M |
| Members | 212 |
| Loans Outstanding | $1.7M |
| Shares & Deposits | $1.9M |
| Net Worth | $178K |
| Net Worth Ratio | 8.52% |
| Loan-to-Share Ratio | 91.0% |
| Delinquency Rate | 12.01% |
| Net Income | +$11,944 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Main Office
Main Office301 Massachusetts Ave
Boston, MA 02115
Who Can Join SYMPHONY?
Membership Type: Occupational
Membership eligibility for SYMPHONY may vary. Contact the credit union directly to confirm qualification requirements.
Contact SYMPHONY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Massachusetts RankingsFrequently Asked Questions
Yes. SYMPHONY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SYMPHONY has 212 members and a potential membership field of 500 people.
SYMPHONY's net worth ratio is 8.52% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.5%, SYMPHONY meets this threshold.
SYMPHONY operates 1 branch location. The main office is located at 301 Massachusetts Ave, Boston, MA 02115.
SYMPHONY was established in 1968. It is a federal credit union chartered under charter number 18861. The institution has been serving members for 58 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SYMPHONY. All financial data is for informational purposes only.