TBA
State-Chartered • TRAVERSE CITY, Michigan • Est. 1955
Quick Facts
- Charter Number
- #61795
- Type
- State-Chartered
- Established
- 1955
- Headquarters
- TRAVERSE CITY, Michigan 49685-1049
- Address
- PO BOX 1049
- Branches
- 2
- ATMs
- 3
- Members
- 20,639
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
20,639 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TBA |
|---|---|
| Total Assets | $377.8M |
| Members | 20,639 |
| Loans Outstanding | $261.6M |
| Shares & Deposits | $319.0M |
| Net Worth | $55.2M |
| Net Worth Ratio | 14.61% |
| Loan-to-Share Ratio | 82.0% |
| Delinquency Rate | 1.91% |
| Net Income | +$7,238,390 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 3 ATMs
South Airport
2900 W South Airport Rd
Traverse City, MI 49684-4611
Front Street
Main Office630 E Front St
Traverse City, MI 49686-2618
Who Can Join TBA?
Membership Type: Community
Membership eligibility for TBA may vary. Contact the credit union directly to confirm qualification requirements.
Contact TBA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. TBA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, TBA has 20,639 members and a potential membership field of 10,254,700 people.
TBA's net worth ratio is 14.61% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.6%, TBA meets this threshold.
TBA operates 2 branch locations and has access to 3 ATMs. The main office is located at 630 E Front St, Traverse City, MI 49686-2618.
TBA was established in 1955. It is a state-chartered credit union chartered under charter number 61795. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or TBA. All financial data is for informational purposes only.