TEACHERS
Federal • Smithtown, New York • Est. 1952
Quick Facts
- Charter Number
- #8116
- Type
- Federal
- Established
- 1952
- Headquarters
- Smithtown, New York 11787
- Address
- PO Box 9005
- Branches
- 33
- ATMs
- 32
- Members
- 472,407
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
472,407 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TEACHERS |
|---|---|
| Total Assets | $9.9B |
| Members | 472,407 |
| Loans Outstanding | $5.7B |
| Shares & Deposits | $8.2B |
| Net Worth | $1.0B |
| Net Worth Ratio | 10.58% |
| Loan-to-Share Ratio | 69.9% |
| Delinquency Rate | 1.29% |
| Net Income | +$138,783,004 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
33 locations · 32 ATMs
Holbrook
5439 Sunrise Hwy
Holbrook, NY 11741
Farmingville
2410 N OCEAN AVE
FARMINGVILLE, NY 11738
Amityville
355 Broadway
Amityville, NY 11701
Bay Shore
1360 Sunrise Hwy
Bay Shore, NY 11706-5914
Brookhaven National Lab (BNL)
2 Center St
Upton, NY 11973
Who Can Join TEACHERS?
Membership Type: Other/Unknown
Membership eligibility for TEACHERS may vary. Contact the credit union directly to confirm qualification requirements.
Contact TEACHERS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. TEACHERS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, TEACHERS has 472,407 members and a potential membership field of 343,045,519 people.
TEACHERS's net worth ratio is 10.58% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.6%, TEACHERS meets this threshold.
TEACHERS operates 33 branch locations and has access to 32 ATMs. The main office is located at 102 Motor Pkwy, Hauppauge, NY 11788.
TEACHERS was established in 1952. It is a federal credit union chartered under charter number 8116. The institution has been serving members for 74 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or TEACHERS. All financial data is for informational purposes only.